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Token Financing vs. Equity and Crowdfunding
Article de revue scientifique   Open Access   Avec comité de lecture

Token Financing vs. Equity and Crowdfunding

Edmond Baranès, Ulrich Hege et Jin-Hyuk Kim
Economics Letters
30/03/2026

Résumé

Utility token Token regulation Initial coin offering Entrepreneurial financing Crowdfunding Financement participatif Financement des entreprises Offre initiale de jetons Réglementation des jetons Jeton utilitaire G - Financial Economics/G.G3 - Corporate Finance and Governance/G.G3.G32 - Financing Policy • Financial Risk and Risk Management • Capital and Ownership Structure • Value of Firms • Goodwill G - Financial Economics/G.G3 - Corporate Finance and Governance/G.G3.G38 - Government Policy and Regulation L - Industrial Organization/L.L2 - Firm Objectives, Organization, and Behavior/L.L2.L26 - Entrepreneurship
We present a stylized model of three entrepreneurial financing methods based on two tradeoffs. First, token financing and crowdfunding reveal consumer-investors’ demand for the product prior to investment, but upfront purchase weakens the entrepreneur’s incentive to deliver. Second, token financing permits a bubble component in token value, but reduces consumer surplus.

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