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Fraud on host card emulation architecture: Is it possible to fraud a payment transaction realized by a mobile phone using an "Host Card Emulation" system of security ?
Acte de colloque   Open Access

Fraud on host card emulation architecture: Is it possible to fraud a payment transaction realized by a mobile phone using an "Host Card Emulation" system of security ?

Marc Pasquet et Sylvie Gerbaix
2016 Second International Conference on Mobile and Secure Services (MobiSecServ)
MobiSecServ (Orlando, United States, 26/02/2016–27/02/2016)
2016
DOI: https://doi.org/10.1109/MOBISECSERV.2016.7440230

Résumé

component Fraud NFC HCE Host Card Emulation Mobile payment security
Mobile payment transactions with a NFC device are secured by two main architectures. The first is in using a " Secure Element " included in the mobile phone, the second using an external " Host Card Emulation " architecture where the banking card emulation is realized in a grid connected by the air to the mobile phone. That last solution seems to be the preferred solution today. Is it possible to fraud this type of transaction?

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